Oil of Olay brand does make cheap,but nice moisturizers. While they arent exactly for in youe eyes,you can put it on your eyelid outside when they are closed if you are careful. I do it all the time and find it gentle and affordable. It also has an SPF which is nice these days. I use it for my whole face actually
Also Id check out Burt's Bee's products,they are all natural pretty much and are affordable and decent quality!